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The goal for most, when planning for retirement, is to ensure financial independence and never run out of money.
During the COVID-19 pandemic, millions of people have learned to do more with less. Whether you’ve had to bounce back from job loss or spent weeks bouncing off the walls in quarantine, the pandemic experience included valuable lessons about saving money — and better using our savings to protect ourselves and our loved ones. As we approach a post-pandemic reality, these lessons can continue to have a positive impact on our lives and finances.
If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.